H.R. 6547 (119th)Congressional Activities

Least Cost Exception Act

Finance and Financial Sector|Accounting and auditingBank accounts, deposits, capital
Cosponsors
Support
Republican
Introduced
Dec 10, 2025
Discussions
Current stageCommittee

Referred to the House Committee on Financial Services.

Introduced
Committee
Floor
President
Law
Bill detailsDiscussionCongressional Activities
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Congressional Activities

Source-heavy congressional process material lives here so the main bill summary can stay focused. Use this tab for committee scheduling, hearings, CRS analysis, committee publications, and amendment text.

CRS reports1
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Committee reports1

CRS Reports

Nonpartisan Congressional Research Service analysis linked directly to this bill.

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Congressional Research Service

CRS analysis

Nonpartisan background and policy analysis tied directly to this bill.

The Housing for the 21st Century Act (H.R. 6644) was passed by the House on February 9, 2026. The bill contains six titles comprising 38 sections, which address several housing policy topics as well as several banking topics. According to the committee report accompanying the reported version of the bill (H.Rept. 119-…

AuthorsKatie Jones, Maggie McCarty, Henry G. Watson
Read the report ↗

Committee Meetings

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Committee Reports

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H. Rept. 119-474Feb 2, 2026Financial Services Committee

LEAST COST EXCEPTION ACT

Committee Prints

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