Each chamber of Congress has considered and approved a multifaceted housing bill in the 119th Congress: On August 1, 2025, the Senate Banking Committee reported the Renewing Opportunity in the American Dream (ROAD) to Housing Act of 2025 (S. 2651). On October 9, 2025, a version of that bill passed the Senate as an ame…
Read the report ↗21st Century ROAD to Housing Act
Message on Senate action sent to the House.
Congressional Activities
Source-heavy congressional process material lives here so the main bill summary can stay focused. Use this tab for committee scheduling, hearings, CRS analysis, committee publications, and amendment text.
CRS Reports
Nonpartisan Congressional Research Service analysis linked directly to this bill.
CRS analysis
Nonpartisan background and policy analysis tied directly to this bill.
Housing affordability concerns have led to a focus on insufficient housing supply as a possible cause. There are many metrics by which economists analyze housing supply. Currently, national-level statistics paint a mixed picture of housing supply conditions. For example The total number of homes per person and the tot…
Workforce housing is generally understood to be housing that is affordable and available for a population distinct from either low-income or upper-income households, though the term is not defined in federal statute or regulation. Proposed workforce housing definitions have generally considered at least one of three f…
Policymakers have debated whether the Federal Reserve (Fed) should create a central bank digital currency (CBDC)—a “digital dollar.” A CBDC would share some of the technical features of cryptocurrencies (crypto)—that is, private digital currencies, such as Bitcoin, which are unsupported by any government authority. Th…
The Renewing Opportunity in the American Dream to Housing Act of 2025 (S. 2651, also known as the ROAD to Housing Act of 2025) was introduced and reported to the Senate on August 1, 2025. The bill contains eight titles comprised of 40 sections, which address several housing policy topics. The ROAD to Housing Act of 20…
The Housing for the 21st Century Act (H.R. 6644) was passed by the House on February 9, 2026. The bill contains six titles comprising 38 sections, which address several housing policy topics as well as several banking topics. According to the committee report accompanying the reported version of the bill (H.Rept. 119-…
Read the report ↗Committee Meetings
Scheduled or recent committee meetings that mention this bill, plus agenda materials and witness documents.
Committee meetings
RecentHearings
Hearings, transcripts, and related meeting references associated with this bill.
No hearings linked to this bill yet.
Committee Reports
Formal committee rationale and report language published for this bill.
HOUSING FOR THE 21ST CENTURY ACT
Committee Prints
Working packets, committee print materials, and related draft text.
No committee prints linked to this bill yet.
Amendments
Structured amendment records, latest actions, vote references, and text links.
To improve the bill.
Latest action: SA 4312 fell when SA 4311 tabled.
To improve the bill.
Latest action: Motion to table amendment SA 4311 agreed to in Senate by Voice Vote.
To improve the bill.
Latest action: Motion to table amendment SA 4310 agreed to in Senate by Voice Vote.
In the nature of a substitute.
Latest action: Amendment SA 4308, as amended, agreed to in Senate by Yea-Nay Vote. 84 - 10. Record Vote Number: 51.
To require the Comptroller General of the United States to submit to Congress studies on workforce housing, housing for persons who are elderly or disabled, proximity of housing to Superfund sites, and residential heirs property.
Latest action: Amendment SA 4307 agreed to in Senate by Voice Vote.
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
To improve the bill.
Latest action: SA 4315 fell when SA 4314 fell.
To improve the bill.
Latest action: SA 4314 fell when SA 4313 (the instructions of the motion to commit) fell.
To improve the bill.
Latest action: SA 4313 (the instructions of the motion to commit) fell when cloture invoked SA 4308.
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted
Amendment text
Latest action: Senate amendment submitted