In the years following the financial crisis of 2007-2009, some large institutional investors began to purchase single-family (SF) homes to hold as rental properties. Investor ownership of SF homes was not new, but most investors in SF homes typically have been—and still are—small or medium-sized investors that each ow…
21st Century ROAD to Housing Act
Motion by Senator Thune to refer to Senate Committee on Banking, Housing, and Urban Affairs the House message to accompany H.R. 6644 with instructions to report back forthwith with the following amendment (SA 5825) fell when cloture was invoked on the motion to concur in the House amendment to the Senate amendment to H.R. 6644 in Senate.
Congressional Activities
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CRS Reports
Nonpartisan Congressional Research Service analysis linked directly to this bill.
CRS analysis
Nonpartisan background and policy analysis tied directly to this bill.
On July 11, 2026, the 21st Century ROAD to Housing Act was enacted into law. Enactment of the 21st Century ROAD to Housing Act was preceded by the consideration of several related legislative proposals in each chamber in the 119th Congress. This report compares the version of the 21st Century ROAD to Housing Act agree…
Policymakers have debated whether the Federal Reserve (Fed) should create a central bank digital currency (CBDC)—a “digital dollar.” A CBDC would share some of the technical features of cryptocurrencies (crypto)—that is, private digital currencies, such as Bitcoin, which are unsupported by any government authority. If…
The Renewing Opportunity in the American Dream to Housing Act of 2025 (S. 2651, also known as the ROAD to Housing Act of 2025) was introduced and reported to the Senate on August 1, 2025. The bill contains eight titles comprised of 40 sections, which address several housing policy topics. The ROAD to Housing Act of 20…
The Housing for the 21st Century Act (H.R. 6644) was passed by the House on February 9, 2026. The bill contains six titles comprising 38 sections, which address several housing policy topics as well as several banking topics. According to the committee report accompanying the reported version of the bill (H.Rept. 119-…
Housing affordability concerns have led to a focus on insufficient housing supply as a possible cause. There are many metrics by which economists analyze housing supply. Currently, national-level statistics paint a mixed picture of housing supply conditions. For example The total number of homes per person and the tot…
Workforce housing is generally understood to be housing that is affordable and available for a population distinct from either low-income or upper-income households, though the term is not defined in federal statute or regulation. Proposed workforce housing definitions have generally considered at least one of three f…
Committee Meetings
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Committee meetings
RecentHearings
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Committee Reports
Formal committee rationale and report language published for this bill.
HOUSING FOR THE 21ST CENTURY ACT
Committee Prints
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Amendments
Structured amendment records, latest actions, vote references, and text links.
To improve the bill.
Latest action: Proposed amendment SA 5824 withdrawn in Senate.
In the nature of a substitute.
Latest action: Amendment SA 5823 agreed to in Senate by Yea-Nay Vote. 85 - 5. Record Vote Number: 182.
To improve the bill.
Latest action: SA 5827 fell when SA 5826 fell.
To improve the bill.
Latest action: SA 5826 fell when SA 5825 (the instructions of the motion to refer) fell.
To improve the bill.
Latest action: SA 5825 fell when cloture invoked on the motion to concur in the House amendment to the Senate amendment to H.R. 6644.
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To improve the bill.
Latest action: SA 4312 fell when SA 4311 tabled.
To improve the bill.
Latest action: Motion to table amendment SA 4311 agreed to in Senate by Voice Vote.
To improve the bill.
Latest action: Motion to table amendment SA 4310 agreed to in Senate by Voice Vote.
In the nature of a substitute.
Latest action: Amendment SA 4308, as amended, agreed to in Senate by Yea-Nay Vote. 84 - 10. Record Vote Number: 51.
To require the Comptroller General of the United States to submit to Congress studies on workforce housing, housing for persons who are elderly or disabled, proximity of housing to Superfund sites, and residential heirs property.
Latest action: Amendment SA 4307 agreed to in Senate by Voice Vote.
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To improve the bill.
Latest action: SA 4315 fell when SA 4314 fell.
To improve the bill.
Latest action: SA 4314 fell when SA 4313 (the instructions of the motion to commit) fell.
To improve the bill.
Latest action: SA 4313 (the instructions of the motion to commit) fell when cloture invoked SA 4308.
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