H.R. 1096 (119th)Bill Overview

HOPE and Mental Wellbeing Act of 2025

Health|HealthHealth care coverage and access
Cosponsors
Support
Democratic
Introduced
Feb 6, 2025
Discussions
Bill Text
Current stageCommittee

Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for c…

Introduced
Committee
Floor
President
Law
Congressional Activities
01 · The brief
Plain-English summaryWhat this bill actually does

This bill—HOPE and Mental Wellbeing Act of 2025—would require Medicare (fee‑for‑service and Medicare Advantage) and Medicaid to waive cost sharing for the first three “primary care visits” per beneficiary each year beginning in 2026. It adds a definition of “primary care visit” that includes outpatient mental and behavioral health services, nonspecialty medical services, and care coordination.

Why people may split

Scope: inclusion of mental/behavioral health seen as pro‑equity vs scope creep

Watch point

Relative to its intended legislative type, this bill delivers a focused substantive change by inserting explicit statutory amendments to require zero cost-sharing for the first three primary care visits per year across Medicare, Medicare Advantage, and Medicaid (effective 2026) and by adding a statutory definition for 'primary care visit.' The statutory integration is precise, but the bill omits fiscal analysis, detailed definitional granularity, administrative implementation instructions, safeguards against misuse, and monitoring/reporting requirements.

This bill—HOPE and Mental Wellbeing Act of 2025—would require Medicare (fee‑for‑service and Medicare Advantage) and Medicaid to waive cost sharing for the first three “primary care visits” per beneficiary each year beginning in 2026.

It adds a definition of “primary care visit” that includes outpatient mental and behavioral health services, nonspecialty medical services, and care coordination.

For Medicare fee‑for‑service providers the payment would be 100% of the lesser of the actual charge or the otherwise recognized outpatient payment amount.

Passage35/100

Technically straightforward and low controversy, but creates uncouched fiscal effects and federal-state budget implications that raise legislative friction.

CredibilityPartially aligned

Relative to its intended legislative type, this bill delivers a focused substantive change by inserting explicit statutory amendments to require zero cost-sharing for the first three primary care visits per year across Medicare, Medicare Advantage, and Medicaid (effective 2026) and by adding a statutory definition for 'primary care visit.' The statutory integration is precise, but the bill omits fiscal analysis, detailed definitional granularity, administrative implementation instructions, safeguards against misuse, and monitoring/reporting requirements.

Contention60/100

Scope: inclusion of mental/behavioral health seen as pro‑equity vs scope creep

02 · What it does

Who stands to gain, and who may push back.

Likely benefits vs burdens50% / 50%
Likely helpedFederal agencies · States

These are examples from the analysis, not a ranked list of the most-affected groups.

Likely helped
  • Potential benefitReduces out-of-pocket costs for beneficiaries needing primary or behavioral health care
  • Potential benefitMay increase access to mental and preventive care through zero cost-sharing first visits
  • Potential benefitCould enable earlier diagnosis and treatment, potentially lowering expensive downstream care
Likely burdened
  • Federal agenciesIncreases federal Medicare spending due to higher utilization and full payment of first three visits
  • StatesRaises Medicaid costs for states through loss of some beneficiary cost-sharing revenues
  • CitiesMay strain primary care capacity, increasing wait times if demand rises without more providers
03 · Why people split

Why the argument around this bill splits.

Scope: inclusion of mental/behavioral health seen as pro‑equity vs scope creep
Progressive90%

Likely strongly supportive: reduces financial barriers to primary care and mental health for seniors and low‑income people.

Sees the mental/behavioral health inclusion as an equity and access win.

Would want stronger provisions on reimbursement and broader coverage beyond only three visits.

Leans supportive
Centrist65%

Generally favorable but cautious: appreciates reduced barriers and program alignment, while wanting clarity on costs, overlap with existing benefits, and measurable outcomes.

Would press for fiscal estimates and an evaluation plan before broad expansion.

Split reaction
Conservative25%

Likely skeptical or opposed: views the bill as an expansion of entitlement benefits that increases federal spending and reduces cost‑sharing that controls utilization.

May accept limited, budget‑neutral targeted help but generally worries about precedent and program growth.

Likely resistant
04 · Can it pass?

The path through Congress.

Introduced

Reached or meaningfully advanced

Committee

Reached or meaningfully advanced

Floor

Still ahead

President

Still ahead

Law

Still ahead

Passage likelihood35/100

Technically straightforward and low controversy, but creates uncouched fiscal effects and federal-state budget implications that raise legislative friction.

Scope and complexity
52%
Scopemoderate
24%
Complexitylow
Why this could stall
  • No Congressional Budget Office cost estimate included in text
  • State fiscal impacts and Medicaid matching treatment unclear
05 · Recent votes

Recent votes on the bill.

No vote history yet

The bill has not accumulated any surfaced votes yet.

06 · Go deeper

Go deeper than the headline read.

Included on this page

Scope: inclusion of mental/behavioral health seen as pro‑equity vs scope creep

Technically straightforward and low controversy, but creates uncouched fiscal effects and federal-state budget implications that raise legi…

Unlocked analysis

Relative to its intended legislative type, this bill delivers a focused substantive change by inserting explicit statutory amendments to require zero cost-sharing for the first three primary care visits per year across…

Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.

Perspective breakdownsPassage barriersLegislative design reviewStakeholder impact map
Open full analysis