The Housing for the 21st Century Act (H.R. 6644) was passed by the House on February 9, 2026. The bill contains six titles comprising 38 sections, which address several housing policy topics as well as several banking topics. According to the committee report accompanying the reported version of the bill (H.Rept. 119-…
Read the report ↗H.R. 3234 (119th)Congressional Activities
Keeping Deposits Local Act
Finance and Financial Sector|Bank accounts, deposits, capitalBanking and financial institutions regulation
Current stageCommittee
Placed on the Union Calendar, Calendar No. 314.
Introduced
Committee
Floor
President
Law
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Congressional Activities
Source-heavy congressional process material lives here so the main bill summary can stay focused. Use this tab for committee scheduling, hearings, CRS analysis, committee publications, and amendment text.
CRS reports1
Committee meetings2
Committee reports1
CRS Reports
Nonpartisan Congressional Research Service analysis linked directly to this bill.
1 item
Congressional Research Service
CRS analysis
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Committee Meetings
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2 items
Committee meetings
RecentScheduledHearing•Sep 9, 2025, 6:00 PM
Promoting the Health of the Banking Sector: Reforming Resolution and Broadening Funding Access for Long-Term Resilience
2128, Rayburn House Office Building, 2128, Rayburn House Office Building
Meeting documents
H.R. 3234, To amend the Federal Deposit Insurance Act to modify the amount of reciprocal deposits of an insured depository institution that are not considered to be funds obtained by or through a deposit broker, and for other purposesH.R. ___, the Bank Competition Modernization ActH.R. ___, the Community Bank Capital Flexibility and Growth Act of 2025H.R. ___, the Community Bank Deposit Access Act of 2025H.R. ___, the Enhancing Bank Resolution Participation ActH.R. ___, the Failing Bank Acquisition Fairness Act
Witness materials
ScheduledMarkup•Sep 16, 2025, 2:00 PM
Various Measures
2128, Rayburn House Office Building, 2128, Rayburn House Office Building
Meeting documents
Amdt. No. 1 (Hill 1) to ANS to H.R. 5317, designated HILLAR_050, offered by Mr. Hill of Arkansas, was AGREED TO by voice vote.Amdt. No. 2 (Emmer 1) to ANS to H.R. 3234, designated EMMER_013, offered by Mr. Emmer of Minnesota, was AGREED TO by voice vote.Amdt. No. 3 (Waters 1) to ANS to H.R. 5262, designated WATERS_095, offered by Ms. Waters of California, was NOT AGREED TO by a recorded vote of 24 YEAS and 27 NAYS. (Record Vote No. FC-200).Amdt. No. 4 (Casten 1) to ANS to H.R. 5270, designated CASTEN_072, offered by Mr. Casten of Illinois, was NOT AGREED TO by a recorded vote of 24 YEAS and 28 NAYS. (Record Vote No. FC-204).Amdt. No. 5 (Waters 2) to ANS to H.R. 5270, designated WATERS_096, offered by Ms. Waters of California, was NOT AGREED TO by a recorded vote of 24 YEAS and 28 NAYS. (Record Vote No. FC-205).ANS to H.R. 1531, designated as LUCAS_020, Offered by Rep. Lucas of Oklahoma, was AGREED TO by voice vote.
Hearings
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Committee Reports
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1 item
H. Rept. 119-362Nov 4, 2025Financial Services Committee
KEEPING DEPOSITS LOCAL ACT
Committee Prints
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