Referred to the Committee on Small Business and Entrepreneurship.
The Loans In Our Neighborhoods (LIONs) Act of 2025 raises statutory maximums for certain Small Business Administration (SBA) loan programs.
It amends the Small Business Act to change 7(a) loan amount tiers to $3,750,000 and $7,500,000 (in specified circumstances).
It also amends the Small Business Investment Act of 1958 to raise development company loan limits from $5,000,000/$5,500,000 to $10,000,000.
Targeted, low-salience technical changes often pass; main barriers are fiscal scrutiny and committee prioritization.
How solid the drafting looks.
Liberals emphasize equity and community access; conservatives emphasize taxpayer risk.
Liberals emphasize equity and community access; conservatives emphasize taxpayer risk.
Generally supportive of more capital going to small businesses, especially if it expands lending to underserved communities.
Concerned the bill contains no explicit equity, community benefit, or accountability requirements accompanying larger loan caps.
Cautiously favorable if the change helps credit availability and economic growth while maintaining prudent risk management.
Wants fiscal and oversight safeguards, cost estimates, and performance review before large expansion.
Mixed to skeptical: supports easier access to capital but worries about enlarging federal guarantees and taxpayer risk.
Prefers market-led solutions and tighter risk controls or private-sector alternatives.
Reached or meaningfully advanced
Reached or meaningfully advanced
Still ahead
Still ahead
Still ahead
Targeted, low-salience technical changes often pass; main barriers are fiscal scrutiny and committee prioritization.
The bill has not accumulated any surfaced votes yet.
Liberals emphasize equity and community access; conservatives emphasize taxpayer risk.
Targeted, low-salience technical changes often pass; main barriers are fiscal scrutiny and committee prioritization.
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