S. 1318 (119th)Bill Overview

Foreign Intelligence Accountability Act

Armed Forces and National Security|American Battle Monuments CommissionArmed Forces and National Security
Cosponsors
Support
Bipartisan
Introduced
Apr 7, 2025
Discussions
Bill Text
Current stageFloor

Motion to proceed to consideration of the House message to accompany S. 1318 rejected in Senate by Yea-Nay Vote. 47 - 52. Record Vote Number: 164.

Introduced
Committee
Floor
President
Law
Congressional Activities
01 · The brief
Plain-English summaryWhat this bill actually does

This bill amends FISA Section 702 and related statutes to add monthly civil‑liberties review of FBI United States‑person queries, require attorney approval for such queries, create criminal penalties for improper queries or false compliance, prohibit intentional targeting of U.S. persons under Section 702, require a GAO audit of targeting procedures, and extend certain FISA authorities to April 30, 2029. Separately, it bars Federal Reserve Banks and the Board from issuing or delivering a central bank digital currency (CBDC) directly or indirectly to individuals, forbids Fed development or use of a CBDC for monetary policy, and states Congress must authorize any Fed CBDC authority.

Why people may split

CBDC ban praised by conservatives, worrying to those valuing public digital payments

Watch point

Relative to its intended legislative type, this bill is a substantive policy-change measure that is generally well-specified in statutory mechanics and integration with existing law, and that builds multiple accountability pathways (internal review, IG referral, criminal penalties, GAO audit).

This bill amends FISA Section 702 and related statutes to add monthly civil‑liberties review of FBI United States‑person queries, require attorney approval for such queries, create criminal penalties for improper queries or false compliance, prohibit intentional targeting of U.S. persons under Section 702, require a GAO audit of targeting procedures, and extend certain FISA authorities to April 30, 2029.

Separately, it bars Federal Reserve Banks and the Board from issuing or delivering a central bank digital currency (CBDC) directly or indirectly to individuals, forbids Fed development or use of a CBDC for monetary policy, and states Congress must authorize any Fed CBDC authority.

Passage35/100

Contains technically defensible reforms plus a contentious ban on CBDC and new criminal penalties; significant institutional pushback and Senate hurdles reduce prospects.

CredibilityPartially aligned

Relative to its intended legislative type, this bill is a substantive policy-change measure that is generally well-specified in statutory mechanics and integration with existing law, and that builds multiple accountability pathways (internal review, IG referral, criminal penalties, GAO audit). It is less detailed regarding fiscal impacts and some implementation logistics or definitional edge cases.

Contention35/100

CBDC ban praised by conservatives, worrying to those valuing public digital payments

02 · What it does

Who stands to gain, and who may push back.

Likely benefits vs burdens50% / 50%
StatesLikely burdened

These are examples from the analysis, not a ranked list of the most-affected groups.

Likely helped
  • StatesIncreases oversight of FBI United States‑person queries, potentially reducing unlawful surveillance.
  • Potential benefitCreates criminal penalties for willful querying violations, likely deterring improper conduct.
  • StatesProhibiting targeting of United States persons under section 702 strengthens Fourth Amendment safeguards.
Likely burdened
  • Potential burdenRestrictions on section 702 targeting may reduce foreign intelligence collection and counterterrorism effectiveness.
  • Potential burdenNew approval, review, and audit requirements increase FBI operational and compliance burdens.
  • Potential burdenCriminal penalties for query violations could create legal risk for analysts and hinder information sharing.
Congressional Budget Office

CBO cost estimate

The clearest budget scorecard attached to this bill: what it changes for direct spending, revenue, and the deficit.

As ordered reported by the Senate Committee on Veterans’ Affairs on July 30, 2025

03 · Why people split

Why the argument around this bill splits.

CBDC ban praised by conservatives, worrying to those valuing public digital payments
Progressive75%

Likely supportive of the enhanced civil‑liberties safeguards, criminal penalties for abuses, and GAO audit as strengthened privacy protections.

Mixed about the CBDC prohibition: welcomes privacy protections but worries the ban could foreclose public banking or inclusion tools.

Concerned that extending Title VII authorities to 2029 weakens reform gains unless oversight proves effective.

Leans supportive
Centrist60%

Sees the bill as a balanced attempt to strengthen civil‑liberties guardrails while preserving core intelligence authorities, though it imposes new procedural burdens.

Views the CBDC ban as cautious but potentially premature, preferring clearer cost‑benefit studies before permanent prohibitions.

Split reaction
Conservative85%

Generally favorable: supports stronger limits on Federal Reserve power and CBDC prohibition as protection against surveillance and expanded federal control.

Also welcomes restrictions on warrantless targeting of U.S. persons, though may caution that some new procedures could impede intelligence operations unless narrow national‑security exceptions exist.

Leans supportive
04 · Can it pass?

The path through Congress.

Introduced

Reached or meaningfully advanced

Committee

Reached or meaningfully advanced

Floor

Reached or meaningfully advanced

President

Still ahead

Law

Still ahead

Passage likelihood35/100

Contains technically defensible reforms plus a contentious ban on CBDC and new criminal penalties; significant institutional pushback and Senate hurdles reduce prospects.

Scope and complexity
52%
Scopemoderate
86%
Complexityhigh
Why this could stall
  • Positions of intelligence community leadership and rank‑and‑file
  • Federal Reserve and financial‑industry reaction and lobbying intensity
05 · Recent votes

Recent votes on the bill.

SENATE · Jun 5, 2026
Begin consideration✗ FailedClose voteParty-line

The Senate declined to take up this bill. It cannot be debated or voted on unless the motion is tried again.

Yes 47% No 53%
Showing a quick cross-section of legislators, with followed members first when available.
HOUSE · Apr 29, 2026
Final passage✓ PassedParty-line

The House passed this bill. It now goes to the other chamber, and eventually to the President for signature.

What is a final passage?

The final vote on whether the bill becomes law (pending the other chamber and the President).

Yes 55% No 45%
Against party line
Showing a quick cross-section of legislators, with followed members first when available.
06 · Go deeper

Go deeper than the headline read.

Included on this page

CBDC ban praised by conservatives, worrying to those valuing public digital payments

Contains technically defensible reforms plus a contentious ban on CBDC and new criminal penalties; significant institutional pushback and S…

Unlocked analysis

Relative to its intended legislative type, this bill is a substantive policy-change measure that is generally well-specified in statutory mechanics and integration with existing law, and that builds multiple accountabil…

Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.

Perspective breakdownsPassage barriersLegislative design reviewStakeholder impact map
Open full analysis